How Lattice Works
The Short Version
Lattice collects tokenized real-world assets in one place: shares, funds, gold and other commodities, private credit and US Treasury products, each issued onchain by an independent company.
A single share such as NVDA can exist as several tokens, from different issuers and on different networks. Lattice files them all under the underlying ticker, so their prices, sizes and trading activity can be compared before you choose one.
- Market: every tokenized asset with its live price, onchain value and trading volume, filtered by issuer or asset type.
- Baskets: portfolios rebuilt from public filings, and index tokens that hold several assets at once.
- Yield: the exchange pools where tokenized shares trade, with their depth and activity.
- Credit: lending markets that accept tokenized shares and gold as collateral, with live rates.
- Exchange: swaps, bridges and shielded transfers between networks.
Lattice is a demo. Connecting a wallet lets the site read your USDC and USDT balances on Robinhood Chain. Orders you place are recorded under Holdings in this browser only and are never sent to the network.
The Market and Its Issuers
The Market page lists every tokenized asset found in public market data. Each row is one underlying asset. Its price is the average of its tokens weighted by market cap, and its onchain value and volume are the totals across all issuers.
Opening an asset shows its price history from one week to one year, every issuer's token for it, and an order panel for the token you pick.
The issuer directory summarises each company behind the tokens: what it issues, how many assets it covers and the combined value of its tokens.
Baskets and Trackers
There are two kinds of basket, and both are built only from data that can be checked.
- Portfolio trackers rebuild a well-known investor's portfolio from an official disclosure: Form 13F filings with the SEC for Berkshire Hathaway and Situational Awareness LP, and ARK Invest's daily holdings file for the ARK Innovation ETF. Each tracker shows the report date, the filing date and a link to the source.
- Index tokens are single tokens that hold a basket of crypto assets in a smart contract and rebalance by their issuer's own rules. Their prices, market caps and volumes come from CoinGecko.
A 13F filing only covers long positions in US-listed shares, is published up to 45 days after the quarter ends, and may be out of date by the time you read it. Option positions reported in a filing are left out of the weights.
Mirroring a tracker splits one order across its largest positions that trade here as tokens, in the proportions of the filing. Positions without a token are skipped and the remaining weights are scaled up to 100%.
Pools and Yield
A liquidity pool holds two tokens, for example a tokenized share and a stablecoin, and lets anyone trade between them. The people who supply those tokens earn the pool's trading fee in proportion to their share of it.
Deep pools move less when someone trades, which is better for traders. Pools that trade a lot relative to their size pay providers more, but providers also carry the risk that the two tokens' prices drift apart.
Credit Markets
In a lending market you can lend an asset to earn interest, or deposit collateral and borrow against it. Each collateral asset has a maximum loan-to-value (LTV). If your debt rises past that share of the collateral's value, part of the collateral is sold to repay it.
A leverage loop repeats the idea: deposit a tokenized share, borrow stablecoins, buy more of the share and deposit that too. The most leverage a market allows is 1 ÷ (1 − LTV), and Lattice keeps a 5% buffer below it.
Net rate of a loop = lending rate × leverage − borrowing rate × (leverage − 1). It leaves out moves in the share's own price, which usually matter far more.
Swaps, Bridges and Shielded Transfers
A swap trades one token for another on the same network; a bridge moves value from one network to another. Quotes from aggregators, bridges and solvers are compared and sorted by what actually reaches your wallet.
A shielded transfer sends funds through two separate venues, so the receiving address has no onchain link to the sender. It takes 15–45 minutes and suits larger transfers where privacy matters more than speed.
In this demo, quotes use live prices, but no swap, bridge or transfer is ever sent.
Costs
Quotes include the fees of the exchange, bridge or issuer involved. Order panels on Lattice show a 0.1% fee. Network gas is separate and paid in the network's own token.
Pools charge a trading fee set by each pool, often between 0.05% and 1%. Lending markets charge borrowers the borrowing rate shown.
Risks
- Custody: tokens stay in your own wallet and cannot be moved without your signature.
- Issuers: every tokenized asset relies on its issuer's custody and redemption process. Read the issuer's documents.
- Eligibility: many tokenized securities are not offered to US persons or to residents of some countries.
- Contracts and prices: lending protocols and price oracles can fail or misprice collateral. Only use money you can afford to lose.
- Old data: filings and snapshots describe the past. A tracker is not a live view of anyone's portfolio.
- Phishing: check the address bar and never share your recovery phrase.
Where the Data Comes From
Prices, market caps and volumes: CoinGecko's public API, refreshed every minute or so. The major coins in the exchange panel stream from Binance.
Pools: GeckoTerminal. Lending markets and rates: DefiLlama.
Portfolio trackers: SEC EDGAR (Form 13F-HR), ARK Invest's daily holdings file, and OpenFIGI to turn CUSIP codes into tickers.
Every source is cached. If a request fails or is rate-limited, the last good copy is shown until the next successful update.
Questions
- Why do two tokens for the same share have different prices? They trade in different places with different liquidity, so small gaps are normal.
- Can I swap a tokenized share for the real one? That depends on the issuer and on whether you are eligible, not on Lattice.
- Why does a price say “last saved copy”? A data provider limited a refresh, so the last good value is shown until the next update.
- Is a tracker what the investor holds today? No. It shows the most recent disclosure, which can be weeks or months old.